Group Ancillary & Supplemental

Expand your clients’ benefits strategy with ancillary and supplemental coverage options that add flexibility, financial protection, and everyday value. From dental and vision to life, disability, accident, critical illness, and hospital indemnity, EBRM helps brokers deliver well-rounded solutions built for employer groups of all sizes.

Explore your options

Broker meeting with employer clients while reviewing ancillary and supplemental employee benefits options.
Benefits advisor presenting ancillary and supplemental coverage options to an employer team

Flexible coverage that strengthens every benefits package

Ancillary and supplemental plans help employers round out their core medical offering with benefits employees use and value. EBRM supports brokers with access to carrier options and plan designs for dental, vision, life, disability, accident, critical illness, and hospital indemnity coverage, making it easier to tailor recommendations to each client’s goals and budget.

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Need more options for your clients?

When building the right benefits package, it helps to have more choices. Connect with EBRM for ancillary and supplemental solutions that support stronger employee benefits strategies and more competitive offerings.

Our Ancillary & Supplemental Partners

EBRM works with trusted carrier partners to help brokers deliver competitive ancillary and supplemental coverage options across employer groups and employee needs. Partner availability may vary by state.

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Aetna | Group Ancillary & Supplemental

Aetna | Group Ancillary & Supplemental

Aflac | Group Ancillary & Supplemental

Aflac | Group Ancillary & Supplemental

American Public Life | Group Ancillary & Supplemental

American Public Life | Group Ancillary & Supplemental

Ameritas | Group Ancillary & Supplemental

Ameritas | Group Ancillary & Supplemental

Anthem Blue Cross Blue Shield | Group Ancillary & Supplemental

Anthem Blue Cross Blue Shield | Group Ancillary & Supplemental

Anthem Blue Cross | Group Ancillary & Supplemental

Anthem Blue Cross | Group Ancillary & Supplemental

Avesis | Group Ancillary & Supplemental

Avesis | Group Ancillary & Supplemental

AZ Technology Council | Group Ancillary & Supplemental

AZ Technology Council | Group Ancillary & Supplemental

Banner | Aetna | Group Ancillary & Supplemental

Banner | Aetna | Group Ancillary & Supplemental

Beam Benefits | Group Ancillary & Supplemental

Beam Benefits | Group Ancillary & Supplemental

Beam | Group Ancillary & Supplemental

Beam | Group Ancillary & Supplemental

Blue Cross Blue Shield of AZ | Group Ancillary & Supplemental

Blue Cross Blue Shield of AZ | Group Ancillary & Supplemental

Blue Shield of California | Group Ancillary & Supplemental

Blue Shield of California | Group Ancillary & Supplemental

BlueCross BlueShield of Illinois | Group Ancillary & Supplemental

BlueCross BlueShield of Illinois | Group Ancillary & Supplemental

BlueCross BlueShield of Texas | Group Ancillary & Supplemental

BlueCross BlueShield of Texas | Group Ancillary & Supplemental

CaliforniaChoice | Group Ancillary & Supplemental

CaliforniaChoice | Group Ancillary & Supplemental

CAWA AZ Health Trust | Group Ancillary & Supplemental

CAWA AZ Health Trust | Group Ancillary & Supplemental

ChoiceBuilder | Group Ancillary & Supplemental

ChoiceBuilder | Group Ancillary & Supplemental

Cigna | Group Ancillary & Supplemental

Cigna | Group Ancillary & Supplemental

Colonial Life | Group Ancillary & Supplemental

Colonial Life | Group Ancillary & Supplemental

Companion Life | Group Ancillary & Supplemental

Companion Life | Group Ancillary & Supplemental

Dearborn National | Group Ancillary & Supplemental

Dearborn National | Group Ancillary & Supplemental

Delta Dental | Group Ancillary & Supplemental

Delta Dental | Group Ancillary & Supplemental

Equitable | Group Ancillary & Supplemental

Equitable | Group Ancillary & Supplemental

EyeMed | Group Ancillary & Supplemental

EyeMed | Group Ancillary & Supplemental

FCL Dental | Group Ancillary & Supplemental

FCL Dental | Group Ancillary & Supplemental

Florida Blue | Group Ancillary & Supplemental

Florida Blue | Group Ancillary & Supplemental

FSL | Group Ancillary & Supplemental

FSL | Group Ancillary & Supplemental

Globe Life | Group Ancillary & Supplemental

Globe Life | Group Ancillary & Supplemental

Guardian | Group Ancillary & Supplemental

Guardian | Group Ancillary & Supplemental

Health Net | Group Ancillary & Supplemental

Health Net | Group Ancillary & Supplemental

Healthiest You | Group Ancillary & Supplemental

Healthiest You | Group Ancillary & Supplemental

Horizon | Group Ancillary & Supplemental

Horizon | Group Ancillary & Supplemental

Humana | Group Ancillary & Supplemental

Humana | Group Ancillary & Supplemental

Inshore - Ameritas | Group Ancillary & Supplemental

Inshore - Ameritas | Group Ancillary & Supplemental

Inshore - Delta Dental | Group Ancillary & Supplemental

Inshore - Delta Dental | Group Ancillary & Supplemental

Inshore - Guardian | Group Ancillary & Supplemental

Inshore - Guardian | Group Ancillary & Supplemental

Inshore - NortonLifeLock | Group Ancillary & Supplemental

Inshore - NortonLifeLock | Group Ancillary & Supplemental

Inshore - VSP | Group Ancillary & Supplemental

Inshore - VSP | Group Ancillary & Supplemental

Kansas City Life | Group Ancillary & Supplemental

Kansas City Life | Group Ancillary & Supplemental

Landmark Healthplan | Group Ancillary & Supplemental

Landmark Healthplan | Group Ancillary & Supplemental

Lincoln Financial | Group Ancillary & Supplemental

Lincoln Financial | Group Ancillary & Supplemental

Mass Mutual | Group Ancillary & Supplemental

Mass Mutual | Group Ancillary & Supplemental

Medical Society Healthcare Trust | Group Ancillary & Supplemental

Medical Society Healthcare Trust | Group Ancillary & Supplemental

MetLife | Group Ancillary & Supplemental

MetLife | Group Ancillary & Supplemental

Morgan White Group | Group Ancillary & Supplemental

Morgan White Group | Group Ancillary & Supplemental

Mutual of Omaha | Group Ancillary & Supplemental

Mutual of Omaha | Group Ancillary & Supplemental

MWG Broker Services | Group Ancillary & Supplemental

MWG Broker Services | Group Ancillary & Supplemental

Nationwide | Group Ancillary & Supplemental

Nationwide | Group Ancillary & Supplemental

New York Life | Group Ancillary & Supplemental

New York Life | Group Ancillary & Supplemental

Nippon | Group Ancillary & Supplemental

Nippon | Group Ancillary & Supplemental

One America | Group Ancillary & Supplemental

One America | Group Ancillary & Supplemental

Pacific Life | Group Ancillary & Supplemental

Pacific Life | Group Ancillary & Supplemental

Premier Access | Group Ancillary & Supplemental

Premier Access | Group Ancillary & Supplemental

Principal | Group Ancillary & Supplemental

Principal | Group Ancillary & Supplemental

Reliance Matrix | Group Ancillary & Supplemental

Reliance Matrix | Group Ancillary & Supplemental

Renaissance | Group Ancillary & Supplemental

Renaissance | Group Ancillary & Supplemental

SBMA Benefits | Group Ancillary & Supplemental

SBMA Benefits | Group Ancillary & Supplemental

ShelterPoint | Group Ancillary & Supplemental

ShelterPoint | Group Ancillary & Supplemental

Sightcare | Group Ancillary & Supplemental

Sightcare | Group Ancillary & Supplemental

Solstice | Group Ancillary & Supplemental

Solstice | Group Ancillary & Supplemental

Sun Life Financial | Group Ancillary & Supplemental

Sun Life Financial | Group Ancillary & Supplemental

Superior Vision | Group Ancillary & Supplemental

Superior Vision | Group Ancillary & Supplemental

Sutter Health Plan | Group Ancillary & Supplemental

Sutter Health Plan | Group Ancillary & Supplemental

The Hartford | Group Ancillary & Supplemental

The Hartford | Group Ancillary & Supplemental

The Standard | Group Ancillary & Supplemental

The Standard | Group Ancillary & Supplemental

Transamerica | Group Ancillary & Supplemental

Transamerica | Group Ancillary & Supplemental

TruAssure Insurance Company | Group Ancillary & Supplemental

TruAssure Insurance Company | Group Ancillary & Supplemental

United Concordia | Group Ancillary & Supplemental

United Concordia | Group Ancillary & Supplemental

United Heritage | Group Ancillary & Supplemental

United Heritage | Group Ancillary & Supplemental

UnitedHealthcare Oxford | Group Ancillary & Supplemental

UnitedHealthcare Oxford | Group Ancillary & Supplemental

UnitedHealthcare | Group Ancillary & Supplemental

UnitedHealthcare | Group Ancillary & Supplemental

Unum | Group Ancillary & Supplemental

Unum | Group Ancillary & Supplemental

Vigilant Construction Trust of AZ | Group Ancillary & Supplemental

Vigilant Construction Trust of AZ | Group Ancillary & Supplemental

Vigilant Manufacturing Trust of AZ | Group Ancillary & Supplemental

Vigilant Manufacturing Trust of AZ | Group Ancillary & Supplemental

Vision Care Direct | Group Ancillary & Supplemental

Vision Care Direct | Group Ancillary & Supplemental

VSP | Group Ancillary & Supplemental

VSP | Group Ancillary & Supplemental

Wellfleet | Group Ancillary & Supplemental

Wellfleet | Group Ancillary & Supplemental

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No items currently match your filtering criteria.

Helpful Resources

Explore articles and insights that help brokers explain ancillary and supplemental coverage, compare plan types, and support employer clients with more complete benefits strategies.

Stay up to date on the latest training with Medicare Supplement and ancillary products. Our outstanding partner, Aflac, will be presenting on February 10. Hear from Sherry Patterson, Partner & Onboarding Manager at Aflac.
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This webinar features Rory Gregg, Regional Sales Manager - Senior Product Sales, from Allstate Health Solutions. Don't miss out on these virtual training sessions, hosted by our very own Scott Morgan for Texas and Oklahoma, and Shauna Broadus for Colorado.
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Stay up to date on the latest training with Medicare Supplement and ancillary products. Our outstanding partner, Ameritas, presented on February 25. Hear from Chad Knies, Regional Managing Director at Ameritas
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Welcome to March Madness! Things are heating up, as 2025 is well underway. We are continuing our series of Medicare and ancillary product trainings for our amazing broker partners in Colorado, Oklahoma and Texas. Don't miss out on these virtual training sessions, hosted by our very own Shauna Broadus (Colorado) and Scott Morgan (Texas and Oklahoma).
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Missed our exclusive Medicare webinar with Humana? Don't worry—you can still catch all the valuable insights and product details from our latest session. Whether you're a broker in Colorado or Texas, this webinar will keep you up-to-date with the latest offerings from Humana.
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2026 Compliance Calendar

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2026 Compliance Calendar (GBL)

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Register now to join our next CarelonRx Connects webinar on March 19 at 2:00pm, ET. Mona Mahmoud, Executive Director of Public Policy and Issues Management, will present the 2026 legislative and regulatory forecast and discuss the healthcare and PBM issues we expect lawmakers and regulators to focus on in 2026. You'll hear expert insights on: Developments in Washington, including the Congressional package, tariffs, and updates on TrumpRx. Market implications that matter for employers and their members. Policy pressures that will define PBM performance and accountability in 2026.
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A key product in every broker's portfolio is hospital indemnity insurance. These plans help manage out-of-pocket costs for clients on hospitalizations and other medical services. These products can also help you build your book of Medicare business through higher retention rates and provide additional commission. And now, Warner Pacific has partnered with a carrier that has one of the hottest hospital indemnity plans on the market: Guarantee Trust Life (GTL).
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As you know, we've recently expanded our relationship with Aetna into Colorado's large group market. Starting July 1, any of your groups with 101 - 300 employees can access fully insured and Aetna Funding Advantage (AFA) level funded plans! We'll discuss fully insured and level funded solutions, as well as how Warner Pacific can assist with our expertise and services.
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Lots of reasons! For you, more sales means more commissions. And, statistics conclusively show that brokers who sell their clients multiple lines of coverage experience dramatically higher retention.
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Lots of reasons! For you, more sales means more commissions. And, statistics conclusively show that brokers who sell their clients multiple lines of coverage experience dramatically higher retention.
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Lots of reasons! For you, more sales means more commissions. And, statistics conclusively show that brokers who sell their clients multiple lines of coverage experience dramatically higher retention.
Download

April is all about ancillary for Warner Pacific! You're invited every Tuesday of the month, same time, for a new event in this series showcasing our ancillary carrier partners. Featuring: Week 1 - April 2: Principal, Delta, Companion Life, Sun Life, Beam
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April is all about ancillary for Warner Pacific! You're invited every Tuesday of the month, same time, for a new event in this series showcasing our ancillary carrier partners. Featuring: Week 2 - April 9: MetLife, Ameritas, The Hartford, Aetna, Anthem, EyeMed
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April is all about ancillary for Warner Pacific! You're invited every Tuesday of the month, same time, for a new event in this series showcasing our ancillary carrier partners. Week 3 - April 16: Lincoln, Mutual of Omaha, Standard, Equitable, United Concordia, Cigna
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April is all about ancillary for Warner Pacific! You're invited every Tuesday of the month, same time, for a new event in this series showcasing our ancillary carrier partners. Week 4 - April 23: Unum, Humana, UnitedHealthcare, Aflac, Colonial Life, Morgan White
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What’s new You can register through the new landing page. When visiting for the first time, you’ll need to create a new account. New producer training (3-part series) Designed for brokers with less than 18 months of experience, this track builds a strong foundation across key topics: Underwriting 101 Pharmacy 101 Specialty 101 Dates: May 12, 13, and 14 You must register for each session in the series separately to get the full training. Legislative updates training Stay current on changes that may impact your clients and business. Dates: May 6 October 14 Reserve your spot to get the insights you need to support your clients with confidence. Space may be limited, RSVP today.
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Janet Trautwein shares insights on recent legislative changes impacting telemedicine and health savings accounts. She highlights the reinstatement of telemedicine benefits and direct primary care options, while addressing challenges in the individual market, including income verification and premium tax credits. The discussion covers Medicaid enrollment issues, premium increases, and the importance of accurate tax credit qualifications, along with upcoming webinars for brokers.
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Recorded on: 1/12/2022 In this webinar, special guest Janet Trautwein provides answers to important questions on the new broker compensation disclosure rule. Trautwein is CEO of the National Association of Health Underwriters (NAHU).
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California carries available in PRO Apply
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Revised 3/9/2026 A new California law is changing the landscape for infertility benefits — and Warner Pacific is here to help you stay ahead of the curve. The carrier information in this document is provided for reference purposes only and is accurate to the best of our knowledge as of March 9, 2026. Carrier guidelines, benefits and requirements are subject to change. For the most current information, please refer directly to the carrier’s official website.
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Transformation doesn’t happen overnight - it’s forged. Through challenge, refinement and vision, something stronger and clearer emerges. Join CAHIP Golden Gate as we honor that journey and raise a glass to the next chapter.
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High-Deductible Health Plans Warner Pacific makes it easy to compare and contrast the different carriers' High-Deductible Health Plans. At a glance, you’ll quickly be able to determine deductibles, co-pays, Rx coverage, HRA/HSA compatibility and more.
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Plan Comparison We've taken the guesswork out of comparing carrier plans. This user-friendly document lists the major carriers’ plans in California and sorts them by similar plan design and benefits.
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High-Deductible Health Plans Warner Pacific makes it easy to compare and contrast the different carriers' High-Deductible Health Plans. At a glance, you’ll quickly be able to determine deductibles, co-pays, Rx coverage, HRA/HSA compatibility and more.
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Plan Comparison We've taken the guesswork out of comparing carrier plans. This user-friendly document lists the major carriers’ plans in California and sorts them by similar plan design and benefits.
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High-Deductible Health Plans Warner Pacific makes it easy to compare and contrast the different carriers' High-Deductible Health Plans. At a glance, you’ll quickly be able to determine deductibles, co-pays, Rx coverage, HRA/HSA compatibility and more.
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California - 2026 Small Group Plan Comparison

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Email the completed Quote Request to your Warner Pacific Sales Consultant or your dedicated Rating Analyst
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Warner Pacific represents top carriers and products. Agents and brokers writing small group and mid-market business through Warner Pacific remain the broker of record while receiving full commissions, as well as credit toward carrier bonus and reward programs.
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CMS Carrier Information
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Warner Pacific makes it easy to determine the best network options for the plans your clients want.
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Rate Updates
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A Third Party Administrator (TPA) is an organization contracted by an employer to manage their employees' group benefit plans. TPAs can be your solution for an efficient, productive and cost-efficient HR, Compliance and Benefits Management services. this document highlights the TPAs and their services available through Warner Pacific for easy comparison.
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Make Carrier 411 Your Regular Habit
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A guide for getting started with Carrier 411
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Warner Pacific’s carrier partners have a variety of deadlines for group case submissions. To make sure you submit your cases on time, please review the deadlines in the document linked below. Please note that these guidelines apply to new business only.
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Warner Pacific’s carrier partners have a variety of deadlines for group case submissions. To make sure you submit your cases on time, please review the deadlines in the document linked below. Please note that these guidelines apply to new business only.
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As you may know, Paid Family Medical Leave (PFML) has been an important topic in Colorado. That's why are introducing you to ShelterPoint. They offer competitive PFML coverage and great resources for Colorado employers and their employees and also provide coverage down to two lives and deliver smooth service on claims.
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Plan Comparison
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Email the completed Quote Request to: COAncillary@WarnerPacific.com
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Colorado Carriers available in PRO Apply
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Broker Renewal Tools
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Colorado - Small Group Census Template (MAC)

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Colorado - Small Group Census Template (Windows)

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Download and save the Small Group RFQ file. Enter the required information. Save the file. Email the file to COQuotes@warnerpacific.com. Be sure to attach your completed form to the email before sending
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Rate Updates
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With a busy Q5 approaching, we're here to help you prepare for it and thrive! Attached is the PowerPoint presentation where our partners provide updates for the Small Group and Level Funded segments. We also show how Warner Pacific can assist you during Q5. Hear directly from: 39North Aetna Angle Anthem Cigna Gravie Kaiser
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Download and save the Large Group / Level Funded RFQ Excel file. Enter the information required in the two tabs. Save the Excel file. Email (COLargeGroup@warnerpacific.com) the Excel file to our Level Funded specialists Be sure to attach your completed form to the email before sending.
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You now have more ancillary options for your clients! That's because our carrier partner, Humana, has new Short-Term Disability (STD) and Long-Term Disability (LTD) products on the market.
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Consider adding Devoted Health to your Medicare sales portfolio for so many reasons, including: The fastest-growing Medicare Advantage plan in the U.S. Plans rated 4.5 stars in Texas (and 94% of plan members nationally are in plans rated 4 stars and higher!) Member satisfaction 6x the industry average Variety of plan options (including HMO, PPO, MA only, giveback, C-SNP and D-SNP)
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Surest is the fastest-growing employer-sponsored health plan at UnitedHealthcare — and worth getting to know. There's no deductible, no cost-shifting. Instead, Surest is a copay-only plan where members shop and compare care before making an appointment. That transparency makes all the difference. The Surest level funded health plan is now available for small group with five or more employees beginning on 5/1.
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Warner Pacific recently discussed a deadline for health insurers and employers that maintain group health plans. By December 27, health insurers and employer-based health plans required to report prescription drug and medical spending to the federal government. Attorney Marilyn Monahan, owner of Monahan Law Office, provides guidance on this important topic. Marilyn also be covers other significant legislative updates.
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Presentation slides from Marilyn Monahan's November 30th, 2022 Consolidated Appropriations Act - Prescription Drug Reporting Webinar
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Warner Pacific has your direct connection for adding Physicians Mutual to your Medicare sales portfolio! Join our Medicare/IFP Sales Executive, Scott Morgan, as we welcome Physicians Mutual sales director Trevor Braun for a review of their portfolio lineup for Oklahoma. We will also discuss how simple it is to get contracted and rolling with them.
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Warner Pacific has your direct connection for adding Physicians Mutual to your Medicare sales portfolio! Join our Medicare/IFP Sales Executive, Scott Morgan, as we welcome Physicians Mutual sales director Trevor Braun for a review of their portfolio lineup for Texas. We will also discuss how simple it is to get contracted and rolling with them.
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Now's the perfect time to offer your clients creative ancillary solutions. Here's why: Companion Life recently entered the California market and is offering unique products that can meet your clients' needs. Though new to California, Companion Life has deep expertise and experience — with more than 50 years in the industry.
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If you're selling Medicare, InnovAge presents new opportunities for your clients: InnovAge can help you win back the time you've been spending to service your D-SNP clients InnovAge presents a new opportunity for you if you sell D-SNPs or represent value-based care providers Why PACE is a more comprehensive alternative to D-SNPs and value-based care providers How InnovAge competitively compensates you for referring your clients (they do all the heavy lifting) And more!
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Discover how Wellabe's Medicare Supplement solutions can help bring growth to your business this season. You'll learn how Wellabe offers flexibility, predictability, and added value to support your clients.
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Warner Pacific hosted a virtual rollout for UnitedHealthcare Individual/Family ACA plans! Our very own Scott Morgan and UHC IFP Agency Manager, Sonia Porras, discussed UnitedHealthcare's 2025 Texas plans. In this session, we will include: UHC's IFP national footprint expansion Texas county footprint Plan design Network changes Enhancements to the member and broker experiences And more!
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Document Toolkit Makes File Sharing a Breeze!
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A guide for getting started with Document Toolkit
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We know brokers like you are always looking for ways to save time and deliver high-quality materials to clients — and we've got something that will make your life way easier!
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Janet Trautwein shares insights on compliance and government affairs, focusing on recent election results and their implications for healthcare policy. Key topics include President-elect Trump's plans for in vitro fertilization, Medicaid funding changes, and the Republican preference for Medicare Advantage.
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A key product for your Medicare clients—Boost Your Sales with Guarantee Trust Life (GTL)
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Explore "A Vision Plan for Everyone," a partnership between Warner Pacific and Community Eye Care. With us, your clients benefit from: True flexibility with no restrictions Quality materials, with no brand restrictions Tailored plans, voluntary and non-voluntary Simplify and satisfy your clients with transparent plans.
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ERISA Demystified: A Comprehensive Overview
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Email the completed Quote Request to: FLAncillary@WarnerPacific.com
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Florida - Carrier Sheet General Updated

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• Download and save the Large Group Quote Request Form file. • Enter the required information. • Save the file. • Email the file to FLQuoting@warnerpacific.com. • Be sure to attach your completed form along with any required documents to the email before sending. A census template and list of requirements** can be found in the Quote Request Form. *Please note group size eligibility varies by carrier and by state. **Please note some carriers may require additional information. Please contact us if you have questions about level-funded quoting requirements.
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Download and save the Small Group Quote Request Form file. Enter the required information. Save the file. Email the file to FLQuoting@warnerpacific.com. Be sure to attach your completed form along with any required documents to the email before sending. A census template and list of requirements* can be found in the Quote Request Form.
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*Please note some carriers may require additional information.
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You don't want to miss this insightful 2-day series, tailored to provide crucial updates and in-depth information on major large group carriers, helping you stay informed in this ever-evolving landscape. Why attend? These two sessions will dive into the latest developments with top carriers, covering: Plans, rates and networks Value adds Underwriting A 2025 sneak peek Day 1 - Aetna, Kaiser Permanente & UnitedHealthcare
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You don't want to miss this insightful 2-day series, tailored to provide crucial updates and in-depth information on major large group carriers, helping you stay informed in this ever-evolving landscape. Why attend? These two sessions will dive into the latest developments with top carriers, covering: Plans, rates and networks Value adds Underwriting A 2025 sneak peek Day 2 - Anthem, Blue Shield, Cigna & Health Net
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GoCompass will equip your clients with powerful HR and compliance resources
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Colorado's Paid Family and Medical Leave (PFML) law has taken effect, and your Warner Pacific Colorado team and our partners at Sun Life are excited to share all about it and answer your questions! Whether your clients have placed PFML benefits with a private ancillary carrier or have chosen to work with the state directly, as of January 1, virtually all Colorado employees now have access to PFML benefits and job protections.
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Guidelines of Group Health Plans for the Medicare Entitled working aged. The decision process for staying on the group plan vs. waiving the GHP and enrolling in a Supplement Plan. This course will help insurance agents learn the basics of Medicare and the types of products available to Medicare eligibles.
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This course will help insurance agents understand the changes to CMS rules and guidelines and plan availability in the Medicare marketplace, and better equip them to use technology to satisfy CMS rules and extend their Medicare opportunities.
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What is the Employee Retirement Income Security Act (ERISA) and why should it matter to you? Find out in our course, "Happy Birthday, ERISA!" Watch this webinar to understand: How ERISA applies to health and welfare benefit plans What compliance obligations it places on employers The role of the producer in compliance Using real-world examples, we will start you on the path to ERISA compliance.
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A key product for your Medicare clients—Boost Your Sales with Guarantee Trust Life (GTL)
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Launched recently by our partner HealthEZ, this product offers the simplicity of an all-in-one health benefit plan with the transparency and cost efficiency of a self-funded plan. Their solution provides a range of features, including: Competitive network pricing Stop-loss protection from Nationwide Transparent Rx and medical costs And more
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Our specialty products offer employers the chance to take advantage of valuable services, including compliance, telemedicine and more.
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Join Warner Pacific and GBL for a guided walkthrough of the Broker Dashboard and the technology tools now available to brokers in Iowa — Carrier 411, Document Toolkit, and PRO Quote. Discover how these powerful solutions simplify quoting, streamline document management, and provide quick access to the resources you need to better serve your clients.
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Join Warner Pacific and PGM for an overview of the Broker Dashboard and two of the technology tools now available to brokers in New York — Carrier 411 and Document Toolkit. Discover how these intuitive solutions simplify carrier research, centralize document access, and help you deliver faster, more accurate service to your clients.
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Amid high rate increases, your clients could be looking for new healthcare solutions. Join Warner Pacific and our partners on October 21 as we discuss different options for your groups — options that can save on costs. Joining us will be our very own Janet Trautwein, as well as our partners Healthcare2U, Apex-MEC, and Employee Benefits Administration Management. Discover products that can offer effective solutions to your clients.
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Kaiser Permanente is preparing to serve the residents of northern Monterey County, bringing their high-quality, integrated health plan and medical services to the community! Pending regulatory approval, their new medical office is expected to open in Salinas in January 2025.
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Download and save the Large Group / Level Funded RFQ Excel file. 1. Enter the information required in the two tabs. 2. Save the Excel file. 3. Email the Excel file to our Level Funded specialists at
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Download and save the Excel file. Enter the information required in the three tabs. Save the final version of the Excel file. Email the Excel file to your Large Group Analyst or Sales Consultant. Be sure to attach your completed form to the email before sending. At your convenience, you may also complete this template via our user-friendly Online RFP tool. You can access this tool via your Broker Dashboard and click on the Large Group/Level Funded Request for Proposal tile. Through this tool, you may also upload files using our secure upload feature. Documents to upload: invoices, renewals, benefit summaries, census data and any other important items you wish to include. Large Group/Level Funded Request for Proposal (Online) Go to the Broker Dashboard and click on the Large Group Request/Level Funded/Alternate Funding RFP link. Click on Start New RFP and verify your information. Enter the information required in each section. Click on the Save and Complete button to submit the RFP to the team. Your dedicated Analyst will reach out with any questions.
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We're shining a light on Beam's big benefits for small businesses, including: Full product suite All-in-one Platform
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May is all about ancillary for Warner Pacific! On the first and second Tuesday of the month, same time, check out our series showcasing our ancillary carrier partners. Week 1 - May 7: Beam, Mutual of Omaha, Principal, Solstice, The Hartford, Warner Pacific
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This course will help insurance agents learn the basics of Medicare and the types of products available to those who are Medicare-eligible. It will also earn a 1 hour of continuing education credit towards an agent's license renewal.
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Starting in 2025, Medicare Part D will implement a $2,000 out-of-pocket cap, raising the threshold for what is considered creditable coverage for Part D. This change is poised to impact many employer-sponsored plans, necessitating a closer examination of their prescription drug coverage offerings. Join Janet Trautwein as she provides guidance on Medicare Part D creditable and non-creditable coverage. Don't miss this webinar. Help your clients understand this important issue.
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In this session, we will assist Medicare brokers with maximizing their business plans. Topics include setting business goals, creating an actionable business plan, sales and marketing tips, generating referrals, and the secret sauce to building a solid book of business – client retention.
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You may still have opportunities to cross-sell products to your Individual and Medicare clients. Don't lose them to someone else — we'll provide guidance! Learn what it means to cross-sell with a purpose. Our Colorado Individual and Medicare Sales Manager, Shauna Broadus, and partner Senior Market Sales (SMS) will help you understand the Why's and How's of cross-selling hospital indemnity or dental products. Seize the moment to grow your revenue and find solutions your clients may need.
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Discover how you can help meet your clients' travel insurance needs with products from our partner, GeoBlue. GeoBlue provides: Quick claims resolutions Ongoing support and service Renewal reminders Helpful lifestyle and travel tips for its members And more
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GTL's National Account Manager, Zack Parker, will be speaking to us about their Advantage Plus ELITE product. Our partner's plan is one of the best in the industry and is designed to cover your clients' out-of-pocket costs for each day they are confined to the hospital. In addition to reviewing the benefits and riders on the plan, you'll learn about: The need for this coverage How to cross-sell to your clients What marketing materials are available to help you reach many prospects.
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Do your Medicare clients want more coverage? Watch our Mutual of Omaha webinar to discover products you can offer them! Our carrier partner will delve into their new hospital indemnity product, as well as dental plans that meet your clients' needs. Take this opportunity to provide your clients with Medicare solutions that also will bring you more revenue.
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When it comes to finding dental and vision plans for your Individual or Medicare clients, NCD may be your standout solution: All their dental plans are PPO using MetLife's PDP Plus network, which has the strongest provider density and best discounts of any unified carrier in the U.S. Their network includes over 400,000 access points across all 50 states. Learn more about NCD's offerings for your Individual and Medicare clients.
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Get Med Supp updates directly from Allstate. Learn about plans, discounts and more.
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Hear straight from Anthem about their "Extras" packages for Med Supp, SilverSneakers fitness program and more.
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Catch up with Bankers Life. Hear about their on-the-spot underwriting, optional benefit riders and their agent incentive trip to the Czech Republic in 2025!
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Discover Sana: A Smarter Small Group Solution Has Entered the Chat
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Email the completed Quote Request to: COAncillary@WarnerPacific.com
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Receive step-by-step expert guidance to help your Medicare clients. We'll help you understand the steps required to create a MySocialSecurity account and apply for Medicare Parts A & B. You'll learn: The process for applying for Medicare Parts A & B online Key deadlines and what documents your clients need Answers to common enrollment questions
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NABIP Broker Compensation Disclosure Requirements

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Recorded on: 11/30/2021 In this webinar Janet Trautwein, CEO of the National Association of Health Underwriters (NAHU), provides guidance on what you need to do to comply with the new law that requires broker compensation disclosures. She also discusses NAHU's new summary to assist with compliance and a template for disclosure. Our Vice President of Sales, Neil Crosby, is co-host.
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Community Care of Oklahoma
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Oklahoma - Level Funded Carrier Matrix

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Oklahoma - Small Group Census Template (Excel)

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• Download and save the Small Group RFQ file. • Enter the required information. • Save the file. • Email the file to OKQuoting@warnerpacifc.com • Be sure to attach your completed form to the email before sending
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It's a new year, and we're ringing it in with a 2025 Medicare Carrier Training series for broker partners in Texas, Oklahoma and Colorado! Over the next several months, we'll be bringing some of our top carrier partners to present on their Medicare Supplement and ancillary products. Each session will take place on the second and fourth Tuesday of every month through June, at 9 a.m. (MT) / 10 a.m. (CT).
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This illustrated guide will show you how to monitor your client’s enrollment progress, print and/or save PDF copies of applications and create new hire enrollment links.
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A guide for Broker for getting started with PRO Apply.
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PRO Apply Employee User Guide

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A guide for employers on how to get started with PRO Apply
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PRO Apply online enrollment tool makes group enrollments a breeze!
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Learn more about PRO Census
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A guide for getting started with PRO Census
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A guide for brokers on how to use PRO Provider.
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A guide for Employers and Employees on how to use PRO Provider.
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Warner Pacific’s PRO Provider is a dynamic search tool that helps find the right network or provider — fast.
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PRO Quote makes it easy to create quotes just the way you want them!
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A guide for getting started with PRO Quote
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When it comes to enrolling your leads into Medicare Advantage, Medicare Supplements, and prescription drug plans, you need a robust tool — Lead Advantage Pro. With Lead Advantage, you can: Keep track of clients Send communications to them when it's time to review coverage Enroll clients in an easy-to-use interface And more!
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Join us to see a live demo of our two recent PRO Apply enhancements: Employee Terminations: Easily process employee terminations within PRO Apply. Spanish-Language Applications: Help clients better serve their diverse workforce with Spanish-language applications, now available in California for multiple carriers. You'll hear from our very own Specialty Sales Manager, Shannon Munoz, and Sales Technology Consultant, Sarah Zuccaro.
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Discover OneAmerica's ancillary solutions for your small groups. Our carrier partner's offerings include: Basic/voluntary life — up to $100,000 guaranteed issue down to 2 employees Voluntary short-term and long-term disability — evidence of insurability is never required Free Employee Assistance Program down to 2 employee groups — no cost when group elects two coverages And more!
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Small Group Census Template (Mac)

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Small Group Census Template (Windows)

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Small Group Qualifying Questionnaire

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Instructions Download and save the Small Group RFQ file. Enter the required information. Save the file. Email the file to Quoting@warnerpacific.com. Be sure to attach your completed form to the email before sending.
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Download and save the Small Group Quote Request Form file. Enter the required information. Save the file. Email the file to FLQuoting@warnerpacific.com. Be sure to attach your completed form along with any required documents to the email before sending. A census template and list of requirements* can be found in the Quote Request Form.
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UHC offers IFP plans in 206 out of 254 counties in Texas and features plans with $0 insulin, in-person gym benefits and much more. Find out why you need to add UHC to your under-65 individual health portfolio by attending this informative webinar.
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Short-term health insurance can help fill the gap for the coverage needs of many people in unique situations, including college students, employees in their group coverage waiting period, the unemployed, and others. Pivot Health has a variety of plans in Texas designed to fit those needs for your clients, while helping you build your book of business — and grow commission revenue.
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As we gear up for the critical fourth quarter, it's crucial to have all the latest carrier updates at your fingertips. We've gathered the key insights and updates you'll need to ensure a successful sales season. Equip yourself with the information that will give you an edge and help you close the year strong.
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Baylor Scott White
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Blue Cross Blue Shield of Texas
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Memorial Hermann
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Texas Carriers available in PRO Apply
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Should you have any questions or need more assistance, please contact our Level Funded Specialists: Phone: (800) 801-2300 Email: TXQuoting@warnerpacific.com
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Texas - Level Funded Quoting Checklist

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• Download and save the Small Group RFQ file. • Enter the required information. • Save the file. • Email the file to TXQuoting@warnerpacific.com • Be sure to attach your completed form to the email before sending
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Implications of the recently passed Big Beautiful Bill run far and wide. How could it affect you and your clients? Discover answers and receive insights from our industry expert and Washington insider, Janet Trautwein, on August 28. She'll discuss how the new law will affect: Telemedicine Health Savings Accounts The Affordable Care Act And more Don't miss this important and informative webinar: Stay up to date. Stay informed.
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A Third Party Administrator (TPA) is an organization contracted by an employer to manage their employees' group benefit plans. TPAs can be your solution for an efficient, productive and cost-efficient HR, Compliance and Benefits Management services. this document highlights the TPAs and their services available through Warner Pacific for easy comparison.
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The first Warner Insights webinar for 2024! Listen in as our Colorado Sales Team discusses the latest carrier and industry news! Topics include: Carrier updates for Small Group, Large Group & Level Funded Ancillary updates, including Colorado Paid Family & Medical Leave (PFML) Legislation to watch (state and federal) And much more
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Learn about dental and vision products, important features, and provisions central to these benefits.
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How can you meet your clients' needs for Life and Disability coverage? Find out in our Warner U class, "Ancillary - Life and Disability." You'll learn about different types of coverage options and how you can make unique recommendations to your clients. Additionally, you will also find out what the important plan considerations are when selecting coverage.
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What are Minimum Essential Coverage (MEC) plans? Delve into them in our course, "Apex-MEC Plans." We'll discuss the role MEC plans fulfill in providing clients with coverage, their compliance with the Affordable Care Act, and more. Joining us will be Janet Trautwein, our Compliance and Government Affairs Executive, and Matthew Kincaid, a Partner with Apex Management Group. This career-boosting, non-C.E. course is ideal for brokers and account managers in all states.
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As you may know, selling in the Large Group and Mid-Market space is significantly different from selling in Small Group. In Part 1 of our course, "Best Practices for Navigating Large Group & Mid-Market," we will: Teach you how carriers view mid-size employer groups What they need to know about your clients to market accounts What best practices will provide your clients with the best results These career-boosting courses are ideal for brokers and account managers in all states.
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Demystify the essentials of the Consolidated Appropriations Act (CAA) 2021: What it is, what you need to know, key actions and how to support your clients.
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By including a DPC option in a benefit program, employers may give employees and dependents increased access to primary and urgent care services, from the same provider at no cost, and may provide access to no-cost or low-cost basic labs and prescription drugs. Join us as we discuss the benefits and key challenges of DPC.
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In this course, we will guide you through real-world examples of completing 2024 Forms 1094/1095. You'll discover common pitfalls and get answers to common questions. Our presenters will be Warner Pacific's Compliance and Government Affairs Executive, Janet Trautwein, and attorney Marilyn Monahan, owner of the Monahan Law Office.
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Don't miss the opportunity watch the "Mid-Year Political, Legislative & Regulatory Update. We cover new and pending laws and proposals. You'll learn about potential industry changes that might affect you or your clients. Our class will be hosted by Janet Trautwein, our Compliance and Government Affairs Executive. Having served at the helm of the NABIP since 2005, she is highly respected for her in-depth understanding of legislative and regulatory matters from an insider's point of view.
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What are the main differences between group benefits and Medicare benefits? Find out in our course, "Group Benefits vs. Medicare Benefits." We'll also discuss how employers and employees should think about coverage for workers who will soon become eligible for Medicare.
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This course will help California insurance agents identify guarantee issues and special election periods (SEPs) available to California residents who are eligible for Medicare. Each situation is based on carriers' interpretations, so we'll review nuances between interpretations. Agents will learn how to better advocate for their Medicare-eligible members and provide affordable solutions.
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With so many new agents and agency staff members entering the health insurance marketplace, there's a need for basic training: insurance terminology, including those related to benefit coverage, networks and premiums rating.
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Learn how to develop a brand that stands out in a crowded market and your top prospects recognize. Developing a clear brand identity will build trust and credibility before you walk in the door and will help you stand out from your competition.
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Learn about the compliance requirements of the Mental Health Parity and Addiction Equity Act (MHPAEA). We'll teach you about comparative-analysis requirements regarding: Quantitative Treatment Limits (QTL) Non-Quantitative Treatment Limits (NQTL) Financial requirements Establish a foundation of knowledge on this subject so you can advise your clients on their MHPAEA compliance practices.
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Level funding. Captives. Stop loss. It's important to know how self-funding works, and all of the options that are available to your clients. Get a grasp of the types of solutions out there in our online Warner U course, "Self-Funded 101." We'll help you understand the nuts and bolts. Ideal for brokers and account managers.
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AI will likely have huge impacts on businesses in the future. How are you preparing your business to deal with it? We'll give an introduction to understanding and leveraging AI. We'll also touch on some applications, ideas on business strategy and emerging trends. Learn how to think strategically about integrating AI into your business. This career-boosting, non-C.E. class is ideal for principals, managers/leaders, brokers, and account managers in all states
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This course will help insurance agents learn the basics of Medicare and the types of products available to those who are Medicare-eligible. It also offers one hour of continuing education credit toward an agent's license renewal. This course is for all states.
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Join us to discover how you can use PRO Provider to guide your clients through the process of choosing the right carrier for their employee benefits. We'll show you the essentials of our tool, including searching for providers and carrier networks. PRO Provider 101 is a career-boosting, course that's ideal for agents in California, Colorado, Florida and Texas.
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The Voluntary industry is the fastest-growing industry, with sales numbering in the multi-billions every year. If you haven't looked at offering these valuable benefits or if your clients have been asking, then you will want to tune into our Warner U course, "Worksite & Voluntary Benefits,"
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Our semester of Warner U continues with some exciting new online classes in March and April! You'll also be able to attend our classic courses. Deepen your knowledge of the Affordable Care Act (ACA), including the most recent developments
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Stay up-to-date with the latest developments in the Affordable Care Act (ACA) in this Warner U session. We'll cover new regulations, evolving legislation, and key enforcement actions, including IRS penalty notices and HHS's role. Attendees will gain a clear understanding of critical compliance areas for HR and producers, ensuring preparedness for audits, mergers, and future ACA changes.
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Looking for ways to simplify administration and grow your business? Our Warner U session explores key differences between BenAdmin and TPA solutions — two tools that can help reduce administrative burdens while increasing value to your clients. Gain insight into how these solutions work, when to recommend them, and where partnership opportunities can benefit your book of business.
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This Warner U session provides a comprehensive overview of COBRA continuation coverage, highlighting its importance for both employees and employers. Attendees will learn which employers are subject to COBRA, when employees are eligible, and key administrative tasks such as notice requirements, premium setting, and early termination of coverage. This course is essential for producers and employers to understand how COBRA works and ensure compliance with legal obligations.
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An overview of cybersecurity threats and best practices specific to the health insurance industry, empowering participants to recognize and mitigate potential risks to safeguard sensitive data.
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This course builds on the introductory course and discusses PBM selection, direct provider contracting, bundled disease arrangements, TPA selection, Captives, Claims analytics and more. Knowledge of Self-Funding is essential for those taking this course.
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This course is designed to go over the basics of level funding and the requirements needed to make it successful. It also includes important information about which clients are appropriate for this health plan solution and how you can incorporate it into your portfolio, as well as the difference in employer responsibilities for fully insured vs. level funded plans.
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This course is designed to help brokers understand the basics of self-funding including contracts and the ways it can be offered in markets across the country. Walk away with an understanding of self-funding alternatives including plans self-funded through carriers as well as those that use TPAs to administer claims.
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How can you navigate large group and mid-market requests? We'll help you understand what makes large group and mid-market different from the small group market. We'll also teach you how carriers view mid-size employer groups, what they need to know about your client to market the account, and what best practices will provide your client with the best results.
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With so many new agents and agency staff members entering the health insurance marketplace, there is a need for basic training: insurance terminology, including those related to benefit coverage, networks and premiums rating. In addition, in-depth industry expertise is needed for agents/agencies to maintain and grow their book of business.
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The Mental Health Parity Final Rules were released, marking one of the largest regulatory updates on mental health parity compliance in recent years. Want to skip the 100+ page read and find out what you need to know for your plan going forward? Learn about the changes to mental health parity compliance coming in 2025, as well as what stayed the same for NQTL and QTL testing compliance. Be ready to take notes and ask questions.
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Our first Warner U class of 2025 kicks off with a Legislative & Regulatory Update, featuring our very own expert and Washington insider, Janet Trautwein! What potential impacts could the new administration have on legislation and regulations in the healthcare industry? In this insightful course, you'll discover what's in store on the federal and state levels. It's vital to be informed about upcoming changes that can affect your clients.
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Warner U - Leveraging AI
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This course, led by the experts at PrestigePEO, will provide a comprehensive overview of Professional Employer Organizations (PEOs). PrestigePEO's proven commitment to regulatory and security standards make them a trusted leader in the industry. You'll gain insights into what PEOs are, how and when to include them in your product offerings, and how to compare one PEO to another.
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The overall objective of this course is to familiarize students with looking up providers in the PRO Provider tool. You will see the ease of use and flexibility of PRO Provider and how you can use it to guide your clients through the process of choosing the right carrier or carriers for their employee benefits.
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Built for speed and accuracy, Warner Pacific's PRO Apply is your convenient alternative to paper-based enrollments. In this course, you'll learn how easy it is to conduct paperless enrollment with quick turnarounds and smart processing that reduces errors and omissions
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Master the most advanced features of PRO Quote in this expert-level session. Learn how to generate Multi-Plan Calculator (MPC) quotes that compare plan options across multiple carriers, support employer contributions, and accommodate carrier-wrap scenarios. This session includes a live demo and best practices for employee-level plan mapping, managing complex renewals, and presenting buy-up and buy-down options for strategic decision-making.
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Familiarize yourself with PRO Quote, Warner Pacific's proprietary quoting tool for small groups. This session covers the basics of creating a proposal, highlights key features and enhancements, and includes a live demo of the Standard Quote (STND) format to help you quote with ease and flexibility. This is the first class in our PRO Quote training series.
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Take your quoting skills to the next level in this intermediate session of our PRO Quote training series. Learn how to create custom benefit comparisons using Build Your Own Comparison (BYOC) and generate Employee Enrollment Worksheets (EEWs) for open enrollment and new hire onboarding. This session includes live demos of both quote types and highlights practical use cases such as employer contributions, customizable pay periods, and COBRA support.
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Demystify the essentials of the Consolidated Appropriations Act (CAA) 2021: What it is, what you need to know, key actions, and how to support your groups. Including gag clause rules, transparency, and more. This webinar will provide you with a timely update on key elements of the law and the most essential new developments.
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Designed to help brokers understand the basics of self-funding including contracts and the ways it can be offered in markets across the country. Walk away with an understanding of self-funding alternatives including plans self-funded through carriers as well as those that use TPAs to administer claims.
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Designed to go over the basics of level-funding and the requirements needed to make it successful. The course also includes important information about which clients are appropriate for this health plan solution and how you can incorporate it into your portfolio as well as the difference in employer responsibilities for fully insured vs. level-funded plans.
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The rules surrounding the ACA's 4980H shared-responsibility penalties and IRS Forms 1094/1095 reporting are complex. The obligation to understand the law — and fill out the forms correctly and on time — rests with the employer. And if they get it wrong, the consequences are significant. In this webinar, we discuss: The relationship between the 4980H penalties and completing the 1094/1095 forms Rapidly approaching deadlines to furnish and file the forms And more
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Catch up on federally mandated prescription drug data collection (RxDC) and receive instructions on payment of PCORI fees. You'll receive guidance from attorney Marilyn Monahan, owner of the Monahan Law Office, and Janet Trautwein, Compliance and Government Affairs Executive for Warner Pacific.
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ACA Compliance Overview
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