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Fast FAQ's
  • Employee Benefit Risk Management Services (EBRM®), Inc., Oak Brook, IL, was founded in 1976 and is licensed to do business in 49 states.

  • EBRM is the largest GA for Blue Cross Blue Shield in Illinois. It also offers products from Humana, UniCare and other leading carriers.

  • The company offers no-fee service to Brokers and operates strictly a wholesale business, declining to compete with its own customers for their clients.

  • Carriers, not Agents, fund EBRM services. Use of these GA services in no way impacts Agents’ commissions or bonuses.

  • More than 4,000 Agents with policies totaling more than $300 million in premium currently work with EBRM.

  • Two-thirds of those policies are for small groups; one-third is individual policies.

  • The company’s 54-member staff includes in-house underwriters and highly trained customer service representatives versed in medical terminology and specifics of carriers’ policies.

  • Applications submitted to EBRM are turned around within 24 hours, already scrubbed for missing data.

  • Direct access to EBRM’s full-time underwriting staff gives Agents inside knowledge on rate-ups and riders.

  • State-of-the-art technology guarantees Agents always can reach a live customer service representative. And staff members are available via phone, fax or the Internet at www.ebrm.com for sales support, pre-underwriting services or application submissions.

 

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Insurance carrier links

BlueCross BlueShield of Illinois
 
Humana
         
  Allied National   The IHC Group  
 

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