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Producers selling any SEP policies MUST COMPLETE BCBSIL-sponsored 
annual SEP training and affirm completion to receive compensation for the sale.

This important SEP training is not a test. 
Simply read the training and affirm.
Should take just 10 minutes to complete!

To qualify for your compensation, you will need to complete the mandatory SEP Training Click Here by FEBRUARY 15, 2018.  PLEASE NOTE: FEBRUARY 15th is a FIRM deadline. Writing producers/subproducers selling any policies as a result of a SEP must complete BCBSIL SEP training and affirm their completion no later than FEBRUARY 15, 2018, to receive compensation for such sales.

After you complete the mandatory SEP Training, follow these easy instructions to affirm that you have finished the simple reading:

  1. Log in to Blue Access for Producers Click Here . Always log in as a subproducer using your own 9-digit BCBSIL-issued producer number and password, not the 9-digit BCBSIL producer number of the agency. Affirmation must be made at the subproducer level.
  2. Click “Producer Services.”
  3. Click “SEP Training Affirmation.
  4. Finally, click on the green “Submit” button.
  5. Please print and keep a copy of the “SUCCESS” confirmation for your records. 

How to Advise Your Individual Plan Customers 
What to advise your clients ….? Look no further than the recently posted CEO Corner, where EBRM’s Jeff Kubik shares four recommendations to brokers on how to effectively market and service their Individual Health Insurance clients.


  Be sure to read EBRM®’s timely

CEO's Corner article

Actual Impact of
Patient Protection and Affordable Care Act (PPACA)


The impact of PPACA is being felt by businesses large and small as the new regulations have left your clients with fewer health insurance choices and significantly higher health insurance rates.

The most current example of how PPACA is influencing health insurance coverage is the loss of affordable child only policies in the state of Illinois.

Health insurance carriers have been advised the PPACA Law requires that any insurance company which offers affordable stand alone children’s health care polices will be required to issue these policies regardless of the child’s health. This is the equivalent of the Federal Government requiring auto insures to insure new drivers retroactively after they crash their car.

Every major health insurance carrier in the state is withdrawing their Child Only policies from the market. Any carrier that remains or re-enters the Child Only market will do so with a substantially more costly product.

In essence, PPACA has destroyed this affordable product for families to cover their children.

It is important that your clients be informed of the true consequences of this ill-conceived legislation.

Expand Your Business...

Providing individual and Group health insurance will increase revenue and customer loyalty.

Go to our Online Training section for tips on how to read a quote, what carriers are available, how to structure rates and more.

The EBRM® Difference 

EBRM’s® high-tech, high-touch approach gives brokers instant expertise in complex health insurance lines. Now, more than ever, you need an Expert in Your Corner, Not a General Agent in Your Pocket.

EBRM brings nearly 30 years in experience to each of our Broker relationships. Our highly trained staff and sophisticated support services are available at no cost to you.


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Insurance carrier links

BlueCross BlueShield of Illinois
  Allied National   The IHC Group  

      Trustmark      Starmark     TheStandard