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Fall 2015 Educational Seminars

EBRM has developed a 2015 Fall Educational Seminar to help you maintain and grow your individual and small group Book of Business with the constantly changing ACA landscape. The Fall Educational Seminar will assist you with new product information, renewal guidelines, Open Enrollment updates and alternative options such as self-funded programs and HRAs. Attend this FREE program and earn three (3) CE credits. 

Choose one of the following dates/locations:

 Monday, Sep. 21st from 10 a.m. to 1 p.m.  -->  Oak Brook,Drury Lane

 Tuesday, Sep. 22nd from 10 a.m. to 1 p.m. --> Oak Brook, Double Tree Hilton

 Thursday, Sep. 24th from 10 a.m. to 1 p.m. --> Rockford, Hoffman House

 Monday, Oct. 5th from 10 a.m. to 1 p.m.   --->  Effingham, Thelma Keller Con Ctr 

 Tuesday, Oct. 6th from 10 a.m. to 1 p.m.   --->  Springfield, Crowne Plaza

 Wednesday,Oct. 7th from 10 a.m. to 1 p.m. --> Peoria, Par-A-Dice Hotel


On-Site Check In For All Events Begins at 9 AM. This program is offered at no charge and space is limited, so early reservations are suggested. 


BCBSIL is now offering simplified underwriting for October 1st Off-Anniversary groups with 51-100 employees. When you join this short Webinar you will learn more about how to take advantage of this liberalized underwriting for new groups 51-100 [based on at least 51 enrolled/less than 100 eligible] that does not include Employee/Individual Medical Applications.


Register Online to Attend. We will send you an email with directions on how to access the Webinar approx. 24 hours in advance. 

How to Advise Your Individual Plan Customers 
What to advise your clients ….? Look no further than the recently posted CEO Corner, where EBRM’s Jeff Kubik shares four recommendations to brokers on how to effectively market and service their Individual Health Insurance clients.


Obamacare Coaching Session 2014

health care seminar picture.jpg

Looking to learn what to tell your clients about the impending Obamacare legislation? EBRM will show you how to maintain and increase your book of business without wasting time and money.

View Obamacare Coaching Session Seminar Online


  Be sure to read EBRM®’s timely

CEO's Corner article

Actual Impact of
Patient Protection and Affordable Care Act (PPACA)


The impact of PPACA is being felt by businesses large and small as the new regulations have left your clients with fewer health insurance choices and significantly higher health insurance rates.

The most current example of how PPACA is influencing health insurance coverage is the loss of affordable child only policies in the state of Illinois.

Health insurance carriers have been advised the PPACA Law requires that any insurance company which offers affordable stand alone children’s health care polices will be required to issue these policies regardless of the child’s health. This is the equivalent of the Federal Government requiring auto insures to insure new drivers retroactively after they crash their car.

Every major health insurance carrier in the state is withdrawing their Child Only policies from the market. Any carrier that remains or re-enters the Child Only market will do so with a substantially more costly product.

In essence, PPACA has destroyed this affordable product for families to cover their children.

It is important that your clients be informed of the true consequences of this ill-conceived legislation.

Expand Your Business...

Providing individual and Group health insurance will increase revenue and customer loyalty.

Go to our Online Training section for tips on how to read a quote, what carriers are available, how to structure rates and more.

The EBRM® Difference 

EBRM’s® high-tech, high-touch approach gives brokers instant expertise in complex health insurance lines. Now, more than ever, you need an Expert in Your Corner, Not a General Agent in Your Pocket.

EBRM brings nearly 30 years in experience to each of our Broker relationships. Our highly trained staff and sophisticated support services are available at no cost to you.


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Insurance carrier links

BlueCross BlueShield of Illinois
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