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Attend this seminar and earn Three (3) CE credits! 

Register today for the EBRM 2023 Fall Education Training Workshop and learn how to use health insurance to grow ALL your lines of business.

Topics include: 

• Individual vs Group coverage for your clients

• CMS/ACA Compliance


• ACA changes

• Charging fees

• Best practices during Open Enrollment

• Up-to-date product information

• Level funding

• Procedures to have an efficient, successful Open Enrollment Season

• How to increase your business and lower your costs with the EBRM Follow Up System


Choose one of the following dates



Tuesday October 3, 2023 9:00AM - 12:00PM

Hoffman House at the Holiday Inn

7550 E State St, Rockford, IL 61108 
Register Now
Wednesday October 4, 2023 9:00AM - 12:00PM

Drury Lane Theater & Conference Center
100 Drury Lane Road Oakbrook Terrace, IL 60181

Register Now
Friday October 6, 2023 9:00AM - 12:00PM


Register Now
Monday October 9, 2023 9:00AM - 12:00PM

Thelma Keller Convention Center
1202 N. Keller Dr., Effingham, IL  62401

Register Now
Friday October 13, 2023 9:00AM - 12:00PM

Embassy Suites
100 Conference Center Drive, East Peoria, IL 61611

Register Now

How to Advise Your Individual Plan Customers 
What to advise your clients ….? Look no further than the recently posted CEO Corner, where EBRM’s Jeff Kubik shares four recommendations to brokers on how to effectively market and service their Individual Health Insurance clients.


  Be sure to read EBRM®’s timely

CEO's Corner article

Actual Impact of
Patient Protection and Affordable Care Act (PPACA)


The impact of PPACA is being felt by businesses large and small as the new regulations have left your clients with fewer health insurance choices and significantly higher health insurance rates.

The most current example of how PPACA is influencing health insurance coverage is the loss of affordable child only policies in the state of Illinois.

Health insurance carriers have been advised the PPACA Law requires that any insurance company which offers affordable stand alone children’s health care polices will be required to issue these policies regardless of the child’s health. This is the equivalent of the Federal Government requiring auto insures to insure new drivers retroactively after they crash their car.

Every major health insurance carrier in the state is withdrawing their Child Only policies from the market. Any carrier that remains or re-enters the Child Only market will do so with a substantially more costly product.

In essence, PPACA has destroyed this affordable product for families to cover their children.

It is important that your clients be informed of the true consequences of this ill-conceived legislation.

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Insurance carrier links

BlueCross BlueShield of Illinois
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